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The Income Tax Act 2025 — A Translation Table, Not a Tax Change

Your tax did not change on 1 April 2026. Your vocabulary did.

Short answer: the Income Tax Act 2025 replaced the 1961 Act from 1 April 2026. Slabs, rates, the ₹75,000 standard deduction, cess, surcharge and the ₹12 lakh Section 156(2)(a) rebate all carry over unchanged — Budget 2026 confirmed it. What changed is the numbering: familiar forms and sections now have new names, and “assessment year” is gone, replaced by the single tax year.

In force from 1 April 2026 (tax year 2026-27) · FY 2025-26 returns filed during 2026 still use the 1961 Act's numbering

The translation table

You knew it as (1961 Act)It is now (2025 Act)What it does
Form 15G / Form 15HForm 121Nil-tax declaration to stop TDS on interest — full guide
Form 16Form 130Employer's TDS certificate for salary
Form 26ASForm 168Your consolidated tax-credit statement
Section 80C (₹1.5 lakh basket)Section 123PPF, ELSS, 5-yr tax-saver FD, etc. — old regime only, as before
Section 80TTB (senior interest deduction)Section 153₹50,000 off interest income — old regime only, as before
Section 194A (TDS on interest)Section 393(1)The ₹50,000 / ₹1 lakh TDS thresholds live here now
Previous year + Assessment yearTax yearOne term: the 12 months from 1 April in which the income arises

Mappings shown are the ones we have verified against official and professional sources; the Act renumbers hundreds more. Where a bank form or portal still shows the old number, the old and new refer to the same provision.

Why "tax year" matters more than it sounds

The 1961 Act made everyone learn a two-calendar dance: income earned in the previous year 2025-26 was assessed in assessment year 2026-27. The 2025 Act collapses this into one term — the tax year — written as six digits on forms (2026-27 is 202627). Income of tax year 2026-27 is simply the income of tax year 2026-27. A generation of confusion about "which year do I write on this form" ends here.

What genuinely did not change

Every number on this site's salary, tax and gratuity pages survives the new Act untouched: the 0/5/10/15/20/25/30% slab ladder from ₹4 lakh, the ₹75,000 standard deduction, the ₹12 lakh rebate with its marginal relief, the surcharge bands, the 4% cess, and both regimes side by side with new-regime as default. Budget 2026 changed filing plumbing (revised returns now allowed to 31 March with a fee), not liability.

The transition trap to avoid this year

2026 is the straddle year: the return you file during 2026 is for FY 2025-26 and speaks 1961-Act language (15H, 26AS, 80C), while the income you earn in 2026-27 speaks 2025-Act language (121, 168, 123). Quote the old numbers on the old year's return and the new numbers to your bank. Any article that mixes the two — and most do right now — is describing neither year correctly.

Frequently asked questions

Did income tax rates change under the Income Tax Act 2025?

No. The 2025 Act, in force from 1 April 2026, carried the existing slabs, standard deduction, rebate, surcharge and cess over unchanged, and Budget 2026 made no revisions either.

What replaced Form 26AS?

Form 168 — the same consolidated tax-credit statement under the new numbering. Form 16 became Form 130, and Forms 15G/15H became Form 121.

Is Section 80C gone?

The provision survives as Section 123 of the 2025 Act, with the same ₹1.5 lakh limit and the same catch: it applies only under the old tax regime.

What is a tax year?

The 2025 Act's single replacement for 'previous year' and 'assessment year' — the 12 months from 1 April in which income is earned, written as six digits (202627 for 2026-27) on forms.

Related: Form 121 guide · Income tax by salary · Old vs new regime

A note on section numbers. The Income-tax Act, 2025 replaced the Income-tax Act, 1961 with effect from 1 April 2026. Section numbers on this page are those of the 2025 Act. Where you know a provision by its old number, the mapping is: 115BAC → 202, 87A → 156, 16(ia) → 19, 80CCD(2) → 124, 112A → 198, 10(10) → 19(1) Table Sl. Nos. 3-6.

Sources

The official pages this page is checked against. If one of them disagrees with us, it wins.

Written and checked by the PaisaSamajh editorial desk · Last reviewed: 24 August 2026 · How we check this →