PPF is India's most loved safe investment — zero risk, tax-free returns, government-backed guarantee. See how your deposits grow.
PPF has been running since 1968 — over 55 years of unbroken service. The reason it survives is simple: it just works. You put money in, it grows at a guaranteed rate, and when it matures, you get everything back without paying a single rupee in tax. This EEE (Exempt-Exempt-Exempt) status is incredibly rare — your investment gets 80C deduction, interest is tax-free, and maturity amount is fully exempt.
At 7.1%, if you invest the maximum ₹1.5 lakh every year for 15 years, your total deposit of ₹22.5 lakh grows to approximately ₹40.68 lakh. That is ₹18.18 lakh in interest — completely tax-free. No mutual fund, FD, or any other instrument can guarantee that combination of safety and tax efficiency.
Read the full PPF scheme guide or compare with SSY Calculator (8.2% for daughters).